Know the Warning Signs 

Monthly credit card or financial statements contain fraudulent charges or suddenly stop arriving;
No Mail delivered for several days;
Credit is denied for no apparant reason;
Bills arrive from unfamiliar companies for unordered goods or services; and
Credit collection agencies try to collect on unfamiliar debts.
Even if there are no warning signs, you should check your credit reports once a year from each of the "big three" credit reporting agencies - Experian, Equifax and TransUnion. 
For more information on obtaining credit reports, visit annualcredit report.com 

The Fair Credit Reporting Act establishes procedures for correcting fraudulent or inaccurate information in credit reports.  See the Federal Trade Commission's (FTC) fact sheet, "How to Dispute Credit Report Errors,"  at ftc.gov; enter "how to dispute credit report errors" in the search box.  

RED RIVER COMMUNITY CREDIT UNION
PRIVACY POLICY STATEMENT

To our Members:

Red River Community CU is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting your personal information and using it in a manner consistent with your expectations is a high priority for us.

As a member, YOU also have a responsibility to safeguard your financial information.

To ensure that you can rely upon the quality of products and services we make available, Red River Community CU stands behind the following PRIVACY POLICY:

* Our credit union will collect only the personal information that is necessary to conduct our business and provide you with competitive financial products and services--no more.

* Our credit union will protect your personal information. We will maintain strong security controls to ensure that your information in our files and computers is protected. Where appropriate, we will use security-coding techniques to protect against unauthorized access to your information.

* You will always have access to your information. You will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.

* Red River Community CU will only share information when absolutely necessary. We will only share information when required to do so by the government, the courts, or when we partner with other business to offer you a broader array of products and services.

* Our credit union will only partner with businesses that follow strict confidentiality requirements. Under no circumstances will we authorize these firms to charge your account without express consent, and we will not sell member information to telemarketing firms.