Value Plus Checking Account Fees

• Low Balance Fee......................... $5.00/Month
  (If minimum daily balance is not met)

Super Money Market Account Fees

• Low Balance Fee......................... $10.00/Month
  (If minimum daily balance is not met)

Best Checking Account Fees

• Monthly Fee.................................. $7.00/Month
  ($4.00 per month if over the age of 55)

Savings Account Fees

• Excess Withdrawal Fee................$1.00/Withdrawal
  (In excess of two per month in person or by phone)

Checking Account Fees

• Overdraft Fee............................... $2.00/Item
• NSF Fee........................................ $23.00/Item
• Overdraft Privilege........................... $23.00/item
• Stop Payment Fee......................... $23.00/Request
• Check Printing Fee........................ Prices may vary

Other Service Fees

• Items Sent For Collection.............. $5.00/Minimum
• Wire Transfer Fee (Incoming)....... $6.00/Transfer           
• Wire Transfer Fee (Outgoing)...... $12.00/Transfer   Domestic
• Wire Transfer Fee (Outgoing)...... $25.00/Transfer   Foreign
• Cashier’s Check............................ $3.00/Check               
• Money Order................................. $1.75/Each 
• Travelers Check........................... $1.00/100.00
  (.50/100.00 if over age 55)
• Travelers Check For Two............. $1.00/$100.00
  (No maximum)
• Account Reconciliation................. $20.00/Hour
• Account Research....................... $20.00/Hour
• Statement Copy Fee..................... $2.00/Copy
• Account Activity Printout.............. $2.00/Printout
• Deposited Item Return Fee............ $2.00/Item
  First day - $10.00 next day - $2.00 each day thereafter
• Dormant Account Fee................... $25.00/Year
  Charged after 1 year and account balances less than $100.00
• Automatic Transfer Fee................ $2.00/Transfer
• Photocopy Fee.............................. $2.00/Copy
• Fax (incoming).............................. $1.00/Fax
• Fax (outgoing).............................. $2.00/Fax
• Coin Counting Fee......................... 5% of the total transaction **
• Temporary Checks....................... $.20/Each
  (In excess of 10)
• Stop Payment Fee......................... $23.00/Item
• Stop Payment Fee......................... $23.00/Check
  (Maximum of $40.00 for a series)
• NSF Item........................................ $23.00/Each
• NSF ATM Withdrawal................... $23.00/Item
• NSF Pre-authorized Withdrawal... $23.00/Item
• Stop Payment ACH....................... $23.00/Request
• Check-N-Keep Fee....................... $5.00
  (when original checks are returned with statement)
• §  IRA Closing Account Fee............. $8.00
• Bill Payer Fee - If there are NO transactions for 90 days, there will be a fee of $6.00 per month thereafter
• Check Cashing Fee:  $3.00 per check for less than $50.00
                                         $5.00 per check $50.00 or more *
    *    Fee waived if an aggregate monthly balance of $100 has been maintained.
• **    Free, if a $100 aggregate monthly average balance has been maintained.

NON MEMBER FEES
MISC CHECK CASHING 5%
GIFT CARDS $7.95
COIN COUNTING 10%