General Information

Red River Community Credit Union offers the best loan services with the most up-to-date equipment to help you get a loan quickly and at your convenience. Whatever your loan needs may be, from cars to houses to just a little extra cash, Red River Community Credit Union is here to help.

There are many advantages to a Red River CommunityCredit Union loan. We offer the convenience of payroll deduction, automatic transfer, pre-approval, loan protection insurance, and loan payments by phone through our EZ4040, while still offering competitive rates and terms. In addition, Red River Federal Credit Union loans are the best around because . . .

• You can save time by planning ahead for an appointment with a member services representative, or just come by one of our  offices.  Loan applications are taken throughout the business day.
• You won't have to wait for your loan to be approved. Approval is fast, and when you are approved for a loan, you usually receive your money on the same day.
• You can enroll for payroll deductions or automatic transfers. With these options, you don't have to worry about making the payment in person or mailing a payment, and there is never a penalty for paying off your loan early.

Fixed or Variable Rates

Fixed Rate

With a fixed rate loan, your interest rate is the same for the life of the loan. You have an exact payment amount.

Variable Rate

With a variable rate loan, your interest rate may increase or decrease.  Your interest rate is subject to change on the first day of each calendar quarter, and your payments can change.

 


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