
Savings

Regular Savings
Red River makes it easy to build a strong nest egg, so you're prepared no matter what twists and turns life brings you.
- No monthly service fee
- Earns dividends with balance of $100
- Only $5 to open
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Money Market Premium
Members with a healthy nest egg already established can capitalize with greater dividend earnings.
- Three third-party transfers monthly
- $10,000 balance to open/earn dividends
- Dividend rate established weekly
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Share Certificates
Share certificates earn high, investment-level dividends but come with the security of federal insurance.
- Dividends well above savings rates
- Terms range from 3 months to 5 years
- Principal is locked for duration of term
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Individual Retirement Accounts (IRAs)
Red River offers a number of tax-advantaged IRA options to help ensure your financial future is strong.
- Traditional, Roth, and education IRAs
- No setup or annual fees
- Personalized local service
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Christmas Club
Save for holiday gifts throughout the year, so they can enjoy the season's greetings without the season's stress.
- No monthly service fee
- Earns dividends with balance of $100
- Can be used to save for any special purchase
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