High Yield Checking

Cha~Ching

Free High Yield Checking, earns higher rate dividends on balances up to $10,000

Monthly Requirements:

• Have at least 10 debit card purchases post and clear
• Access online banking at least once
• Have at least one direct deposit or automatic payment post and clear
• Receive E-statements.

The High Yield Checking accounts are tiered rate accounts.

 If your daily balance is $10,000.00 or below and you meet

all of the following minimum service qualifications during the

calendar month, the first dividend rate and annual percentage

yield listed for this account in the Rate Schedule will apply:

1. have at least 10 debit card purchases (excluding ATM transactions) post and clear;
2.  have at least one (1) automatic payment or direct deposit post and clear;
3.   log into Online Banking once a month; and
4.    receive E-statements.

If your balance is greater than $10,000.00 and you meet all

of the minimum service qualifications, the second dividend

rate and range of annual percentage yield listed for this account

will apply. Each rate will apply only to that portion of the

account balance within each balance range. If you do not

meet all of the minimum service qualifications during a

calendar month, the third dividend rate and annual

percentage yield listed fort this account will apply to the

entire balance in the account. If you meet all the

minimum service requirements you will also receive ATM

withdrawal surcharge fee refunds up to $25.00 per

month.