Home Equity Loan

There are as many reasons for a second mortgage as there are people in Southwest Oklahoma. You may want to build an addition, improve the kitchen, consolidate debts, or buy a boat for the lake. Whatever the reason, we can create a loan package perfect for you, based on the equity in your home. Decisions are made locally, not in some distant headquarters.


  • Loans up to 80% of current appraised value*
  • No points or origination fee
  • Quick, local decision-making
  • Interest paid may be tax deductible**
  • Personal service, simple application
  • Utilize home's equity for a favorable loan
  • Use for almost any purpose
  • Low closing costs
*Less the remaining balance of the first mortgage.

**Consult a tax advisor.


HELOC (Home Equity Line of Credit) Loans

  • Up to $99,999 / 5 Year Term (Interest payable monthly)
  • 1st & 2nd Mortgages
  • Fixed rates 
  • Subject to underwriting requirements.
  • Apply for yours today!

Mortgage Officers

Trisha Lessard
Mortgage Loan Officer NMLS#462649
2721 N. Main Altus, OK 73521
P.O. Box 638 Altus, OK 73522
Office: (580) 482-7965 ext. 4526
Fax: (580) 477-4145 Toll Free: 1-866-345-7965
Email: [email protected]

Laurie Cole 
Mortgage Loan Processor NMLS#910422
2721 N. Main Altus, OK 73522
P.O. Box 638 Altus, OK 73522
Office: (580) 482-7965 ext. 4515
Fax: (580) 477-4145 Toll Free: 866-345-7965
Email: [email protected]