RV & Boat Loans

Apply Now Questions?

Applications are worked during business hours Mon - Fri 8:30am - 5pm

Whether you prefer asphalt under your wheels or smooth waters under your hull, Red River can help turn your daydreams into reality. We offer financing on RVs, boats, and other recreational vehicles. Our process is quick and easy, so there's no delay between you and your time in the sun.


  • Low, competitive rates
  • Anyone can apply
  • New and used boats and RVs
  • Easy application process
  • Pre-approval available
  • GAP coverage available

Check out our current interest rates.


Red River makes two valuable insurance products—GAP & Loan Insurance—available with all our motorcycle loans.


Guaranteed Asset Protection (GAP) protects your investment in addition to your motorcycle.

Insurance policies cover the value of your motorcycle, which declines rapidly during the first few years of ownership. During this time, the amount you still owe on the motorcycle could be higher than its actual value. GAP covers this "gap."

So if your motorcycle is stolen or totaled in an accident but the insurance covers less than what you still owe, GAP covers the rest. GAP even covers your insurance deductible up to $1,000. The GAP Advantage from Red River will even provide $1,000 toward the purchase or lease of a replacement vehicle!

What Does GAP Cover?

GAP is a non-insurance product and is made available via a loan/lease deficiency waiver that covers the "gap" between the vehicle's value and the amount you still owe.

GAP was designed for all drivers, whether you finance or lease a new or used vehicle. It can be used to cover automobiles, vans, light trucks, motorcycles, boats, travel trailers, motor homes, golf carts, jet skis, snowmobiles, and almost any other vehicle.

Credit Life & Disability Insurance

Are you planning for the unexpected?
Credit Life and Disability Insurance

Credit Life and Disability Insurance pays the outstanding balance on your loan up to the maximum program limit, allowing you to preserve your other assets and resources for your family's well-being and long-term needs.

Applying is easy.
  • You complete a short application.
  • No physical exam is required.
  • Simply meet the eligibility requirements.
  • The premium is included in your monthly payment.
It's flexible and affordable.

You pay only for what you need. If the outstanding balance is zero, you pay nothing for that month. When there is an outstanding balance, your Credit Life Insurance premium is calculated based on that amount. As your balance is paid down, the premium diminishes, too.

Protecting your rights.
  • Your credit approval and interest rate are not contingent on enrolling in this optional program.