Auto Loans

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Applications are worked during business hours Mon - Fri 8:30am - 5pm


The open road beckons in Southwest Oklahoma, and Red River is your source for great rates to get you the set of wheels you want most. Our easy approval process includes pre-approval so you have more negotiating power at the dealership. We also offer GAP coverage to protect your investment.


  • Low, competitive rates
  • Anyone can apply
  • New and used vehicles
  • Easy application process
  • Pre-approval available
  • GAP coverage available

Check out our current interest rates.

  • 84 Month Financing available on New Autos & Boat
  • 66 Month Financing available on New/Used Motorcycles
  • (Certain restrictions may apply)


Red River makes two valuable insurance products—GAP & Loan Insurance—available with all our auto loans.


Guaranteed Asset Protection (GAP) protects your investment in addition to your vehicle.

Insurance policies cover the value of your vehicle, which declines rapidly during the first few years of ownership. During this time, the amount you still owe on the vehicle could be higher than the actual value of the vehicle. GAP covers this "gap."

So if your vehicle is stolen or totaled in an accident but the insurance covers less than what you still owe, GAP covers the rest. GAP also covers your insurance deductible up to $1,000. The GAP Advantage from Red River will even provide $1,000 toward the purchase or lease of a replacement vehicle!

What Does GAP Cover?

GAP is a non-insurance product and is made available via a loan/lease deficiency waiver that covers the "gap" between the vehicle's value and the amount you still owe.

GAP was designed for all drivers, whether you finance or lease a new or used vehicle. It can be used to cover automobiles, vans, light trucks, motorcycles, boats, travel trailers, motor homes, golf carts, jet skis, snowmobiles, and almost any other vehicle.

Credit Life & Disability Insurance

Are you planning for the unexpected?

Credit Life and Disability Insurance

Credit Life and Disability Insurance pays the outstanding balance on your loan up to the maximum program limit, allowing you to preserve your other assets and resources for your family's well-being and long-term needs.

Applying is easy.
  • You complete a short application.
  • No physical exam is required.
  • Simply meet the eligibility requirements.
  • The premium is included in your monthly payment.
It's flexible and affordable.

You pay only for what you need. If the outstanding balance is zero, you pay nothing for that month. When there is an outstanding balance, your Credit Life Insurance premium is calculated based on that amount. As your balance is paid down, the premium diminishes, too.

Protecting your rights.
  • Your credit approval and interest rate are not contingent on enrolling in this optional program.
Provider: CUNA Mutual Insurance