Cha-Ching! earn higher rate dividends

Free High Yield Checking earns higher rate dividends on balances up to $25,000 when monthly requirements are met. PLUS, receive ATM withdrawal surcharge fee refunds up to $25.00 per month*.

How to Earn Rewards

Meet four simple requirements each month to earn rewards and ATM refunds:

The High Yield Checking Accounts are tiered rate accounts.

*If your daily balance is $25,000.00 or below and you meet all of the minimum service qualifications during the calendar month, the first dividend rate and annual percentage yield listed for this account in the Rate Schedule will apply.

If your balance is greater than $25,000.00 and you meet all of the minimum service qualifications, the second dividend rate and range of annual percentage yield listed for this account will apply. Each rate will apply only to that portion of the account balance within each balance range. If you do not meet all of the minimum service qualifications during a calendar month, the third dividend rate and annual percentage yield listed for this account will apply to the entire balance in the account. If you meet all the minimum service requirements you will also receive ATM withdrawal surcharge fee refunds up to $25.00 per month.

About Red River FCU

Red River Federal Credit Union is a member-owned financial institution dedicated to providing reliable banking, competitive loans, and convenient digital services to help our community thrive.