TraditionalIndividual Retirement Accounts

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Start saving for retirement today! We offer Accumulative IRAs with no term attached.

To earn a higher interest rate, we offer IRA certificates with different terms.

Traditional Individual Retirement Account Summary

  • Interest earnings are tax deferred until withdrawal
  • Contributions are tax deductible on current returns*
  • No income limits
  • Penalty-free withdrawals on interest earnings at age 59 ½
  • Mandatory withdrawals begin at age 73

*Consult with a tax advisor.

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About Red River FCU

Red River Federal Credit Union is a member-owned financial institution dedicated to providing reliable banking, competitive loans, and convenient digital services to help our community thrive.