FeeSchedule

Savings Account Fees

Fee TypeAmount / Condition
Excessive Withdrawal$1.00 per withdrawal (over 2 per month in person or by phone)
Telephone Transfer$5.00 (Savings to Checking)
Early Closure of Savings Account$5.00 if closed within six months

Safe Deposit Boxes

Box Size / ServiceFee
Annual Rental (3 x 10)$25.00 per year
Annual Rental (5 x 10)$35.00 per year
Annual Rental (10 x 10)$55.00 per year
Drilling BoxesActual Cost
Key Deposit$20.00
Key Replacement$10.00 per key

Money Market Premium Account Fees

Fee TypeAmount / Condition
Withdrawal$15.00 per withdrawal in excess of 3 per month

Platinum Checking Account Fees

Fee TypeAmount / Condition
Low Balance$6.00 per month if minimum balance is not met

Checking Account Fees

Fee TypeAmount / Condition
Premature Account Closing$15.00 if closed within 90 days
Overdraft Transfer$2.00 per item
NSF Paid Item$27.50 per item
NSF Returned Item$29.50 per item
Stop Payment$10.00 per item (not to exceed $50)
Teller/Bank Check Stop Payment$12.00 per item
Money Order Stop Payment$12.00 per item
Check PrintingPrices vary depending on style

EFT Fees

Fee TypeAmount / Condition
ATM Transaction/Inquiry$1.00 at non-credit union ATMs
ATM Inquiry$0.25 at credit union ATMs
NSF ATM Withdrawal/ACH/POS$27.50 per item
Debit Card Replacement$15.00 per card
ACH Overdraft Transfer$2.00 per item
Debit Card Overdraft Transfer$2.00 per item

Other Service Fees

ServiceFee / Condition
Account Activity Printout$2.00
Account Reconciliation$20.00 per hour
Account Research$20.00 per hour
Automatic Transfer$2.00 per transfer
Cashier’s Check$3.00 each
Check Cashing$3.00 per check under $50; $5.00 per check $50 or more if average balance under $250
Check Image$3.00 each
Coin Counting5% of transaction if average balance under $500
Copy of Statement$5.00 per copy
Dormant Account$25.00 per year if balance under $100 and inactive for 12 months
E-StatementFree
Fax (Incoming)$1.00 per fax
Fax (Outgoing)$2.00 per fax (first 2 pages, $1.00 per additional page)
Foreign Check Collection$17.50 provisional / $35.00 collected
Foreign Currency Exchange$15.00 per country
Items Sent for Collection$10.00 per item
Collection Item$5.00 per item
IRA Opening Account$10.00
IRA Closing Account$10.00
Money Order$2.00 each
Night Deposit Bag$25.00
Night Deposit Key$5.00
Night Drop Key Replacement$10.00
Paper Statement$5.00 monthly
Photo Copy$2.00 per copy
Return Deposit Items$10.00 first day, $10.00 second day, $5.00 each additional day
Tax Levy/Garnishment$35.00
Temporary ChecksFirst 10 free with new account; $1.00 each thereafter
Wire Transfer (Incoming Domestic)$6.00
Wire Transfer (Outgoing Domestic)$15.00
Wire Transfer (Foreign)$50.00

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About Red River FCU

Red River Federal Credit Union is a member-owned financial institution dedicated to providing reliable banking, competitive loans, and convenient digital services to help our community thrive.