Deposit Accounts

  • Christmas Club AccountApplication

    This special savings account helps you set money aside for goals like vacations, a new car, or holiday gifts so you can plan ahead and avoid seasonal stress.
    Open an Account
  • Individual Retirement AccountApplication

    Red River offers tax-advantaged IRA options with no setup fees, helping you build long-term financial security for the future.
    Open an Account
  • Share CertificateApplication

    Share certificates offer higher, investment-level dividends with the security of federal insurance, helping you grow your savings while keeping your earnings accessible.
    Open an Account
  • Money MarketAccount Application

    A Money Market Premium account offers tiered dividends with higher earning potential for balances of $10,000 or more, along with convenient access to your funds.
    Open an Account
  • Checking AccountApplication

    Our checking accounts offer a simple, convenient way to manage your everyday finances with easy access to your money and the tools you need for daily spending and payments.
    Open an Account
  • Savings AccountApplication

    Red River’s required savings account helps you build a strong nest egg, giving you full membership access and preparing you for life’s twists and turns.
    Open an Account

Credit Cards

  • VISA Debit CardApplication

    Our checking account makes everyday spending easy with a complimentary Visa® debit card, letting you pay quickly without checks, fees, or hassle.
    Apply for a Debit Card
  • Visa Platinum Credit CardApplication

    Save money by transferring your high-rate credit card balances to a Red River Visa Platinum Credit Card.
    Apply for a Credit Card

Loan Applications

  • Signature LoanApplication

    A signature loan from Red River provides extra cash when you need it, requiring no collateral and available to qualified members.
    Apply Now
  • Home Equity LoanApplication

    Red River offers second mortgages tailored to your needs, whether for home improvements, debt consolidation, or recreational purchases, using your home’s equity with local decision making.
    Apply Now
  • Fixed Rate MortgageApplication

    Red River makes buying a home easier with local experts in Southwest Oklahoma who guide you through every step, so you can focus on the excitement, not the stress.
    Apply Now
  • AutoLoan Application

    Red River offers great rates, easy approval, and pre-approval in Southwest Oklahoma to help you get the vehicle you want with confidence.
    Apply Now
  • RV and BoatLoan Application

    Whether on asphalt or water, Red River offers quick and easy financing for RVs, boats, and other recreational vehicles to make your adventures a reality.
    Apply Now
  • MotorcycleLoan Application

    Southwest Oklahoma’s open roads are perfect for motorcycle enthusiasts, and we offer financing, new or used, with pre-approval to get you on the blacktop quickly.
    Apply Now
  • Line of CreditLoan Application

    A line of credit gives you pre-approved access to funds you can use anytime, paying interest only on what you borrow and reusing it without reapplying.
    Apply Now
  • CD & Share SecuredLoan Application

    Red River offers convenient, low‑interest loans secured by your existing deposits, letting you borrow for special purposes with flexible repayment options.
    Apply Now

Account Services

  • Secure UploadForm

    Upload your documents securely to Red River Federal Credit Union.
    Upload Documents
  • Change of AddressForm

    Use Red River’s Change of Address form to update your contact information, ensuring your statements, notices, and communications reach you without interruption.
    Download Form
  • Overdraft Opt InApplication

    An overdraft happens when your account lacks funds for a transaction, but Red River covers it with standard overdraft practices or optional protection plans linked to your savings account.
    Opt In

Related Products & Services

Discover offerings that make managing your finances easier. Thoughtfully designed to provide guidance, convenience, and peace of mind.

About Red River FCU

Red River Federal Credit Union is a member-owned financial institution dedicated to providing reliable banking, competitive loans, and convenient digital services to help our community thrive.