Compare Savings Accounts | Red River Federal Credit Union

From basic savings to long‑term growth options, Red River Federal Credit Union makes it easy to choose the account that supports your financial journey. Explore the features side‑by‑side and start saving smarter today.

Christmas ClubSavings

Sometimes you need a savings account for something other than your life savings.

This account lets you save for a special something, like a vacation or new car.
- No monthly service fee
- Earns dividends with balance of $100+
- Only $5 minimum deposit to open
- Open an Account
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ShareCertificates

Share certificates earn high, investment-level dividends but come with the security of federal insurance.

We took a cue from world-famous Oklahoman gymnast Shannon Miller: It's great to plan for the future, but enjoying the present is just as important.
- Highly competitive rates
- Dividend rates well above savings rates
- Terms range from 3 months to 5 years
- Open an Account
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Money MarketPremium

A Money Market Premium account gives savers a way to earn elevated dividends through its tiered rate structure.

This account delivers strong dividends while still allowing convenient access through automatic and ACH transactions, with limits only on manual withdrawals.
- Tiered account with higher‑rate dividends
- Requires $10,000 daily balance for APY
- $15 fee after three manual withdrawals; auto/ACH/ATM exempt
- Open an Account
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RegularSavings

Red River makes it easy to build a strong nest egg.

This savings account is required to become a member of Red River, granting full access to all our services and accounts.
- Required for credit union membership
- No monthly service fee
- Earns dividends with balance of $100+
- Open an Account
Learn More

All SavingsAccounts Include:

Federally insured protection through the NCUA
Dividend‑earning potential

Related Products & Services

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About Red River FCU

Red River Federal Credit Union is a member-owned financial institution dedicated to providing reliable banking, competitive loans, and convenient digital services to help our community thrive.

Savings AccountsComparison

Christmas ClubSavings

ShareCertificates

Money MarketPremium

RegularSavings

All SavingsAccounts Include:

Related Products & Services

About Red River FCU