Auto Loans

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The open road beckons in Southwest Oklahoma. Your source for great rates

Our easy approval process includes pre-approval so you have more negotiating power at the dealership. We also offer GAP coverage to protect your investment.

Auto Loans Summary

  • New and Used Vehicles
  • GAP coverage available
  • Pre-approval available
  • Anyone can apply
  • Easy application process
  • Low, competitive rates

Red River offers valuable GAP insurance — available with all our auto loans.

GAP

Guaranteed Asset Protection (GAP) protects your investment in addition to your vehicle.

Insurance policies cover the value of your vehicle, which declines rapidly during the first few years of ownership. During this time, the amount you still owe on the vehicle could be higher than the actual value of the vehicle. GAP covers this "gap."

So if your vehicle is stolen or totaled in an accident but the insurance covers less than what you still owe, GAP covers the rest. GAP also covers your insurance deductible up to $500.

What Does GAP Cover?

GAP is a non-insurance product and is made available via a loan/lease deficiency waiver that covers the "gap" between the vehicle's value and the amount you still owe.

GAP was designed for all drivers, whether you finance or lease a new or used vehicle. It can be used to cover automobiles, vans, light trucks, motorcycles, boats, travel trailers, motor homes, golf carts, jet skis, snowmobiles, and almost any other vehicle.

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About Red River FCU

Red River Federal Credit Union is a member-owned financial institution dedicated to providing reliable banking, competitive loans, and convenient digital services to help our community thrive.