SwitchKit

Ready to Change Your Financial Institution?

Red River Federal Credit Union's Switch Kit will help you make a smooth transition to quality service, lower fees, and better than market rates on deposits and loans.

Switching is easy. Simply follow these steps.

Membership requires an initial $5.00 deposit to your new savings account. This $5.00 remains on deposit at all times. Include a copy of your current valid driver's license with the completed membership application and other necessary forms to switch your account to Red River.

Open an Account

Sign up for RRFCU's FREE online banking with bill pay, e-statements, and check imaging.

e-Services Application

Keep your old checking account open until your direct deposit and automatic payments take effect and until ALL outstanding checks clear.
Use the attached Direct Deposit Form to inform your employer or other organizations that you have a new Red River FCU account. Fill out the form using the account and routing numbers from your new Red River FCU account.

Direct Deposit of Social Security or Government Benefits

The fastest and most secure way to receive your federal benefits is through direct deposit.

To update or start your direct deposit, contact the appropriate agency:

  • Social Security/SSI: 1-800-772-1213

  • Veterans Benefits: 1-800-827-1000

If you are currently receiving federal benefit payments by paper check, you are required to switch to an electronic payment option.

You can choose to have your payments deposited directly into your account or loaded onto a Direct Express® card. If you do not select an option, you may be automatically enrolled in the Direct Express® card program to avoid any interruption in your payments.

Direct deposit is faster, safer, and more convenient than paper checks, ensuring your funds are available on time every month.

If you have any monthly payments, such as utility or loan payments, automatically deducted from your account please inform these companies of your new account information.
Once your checks have cleared and your automatic payments have been changed to your new account, notify your former institution that you wish to close your account.

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About Red River FCU

Red River Federal Credit Union is a member-owned financial institution dedicated to providing reliable banking, competitive loans, and convenient digital services to help our community thrive.